Time is the primary factor for determining the viability of mold damage insurance claims. Homeowners insurance does cover mold, water, and fire damage issues. A large percentage of our referral work is through major homeowners insurance companies.
However, there are factors where the homeowner may be at fault and denied coverage. For instance, a homeowner may wait too long to resolve the problem after a water damage event. The keyword for coverage is "preventable."
All water-based damage events have a strong possibility of generating mold. The sooner the home or business owner address the water damage problem and contacts their insurance company, the more likely the claims process will work in your favor. You'll see this speedy attention results in fewer damages to your home, saving money.
If your home or business has suffered a water damage incident, give us a call before calling the insurance company. Our familiarization and trusted relationships with insurance companies make the process smoother for you.
We provide DIRECT BILLING to many insurance companies. If not listed, be assured the insurance industry well recognizes our pricing program.
Well-written articles from the insurance industry concerning mold claims: